¹ Interest is payable on balances greater than $5,000. Rate is subject to change. This offer adds 0.75% bonus interest to the standard variable ANZ Business Online Saver interest rate (which as at Monday, 28 September 2009 is 3.50% p.a. but is variable and subject to change). The bonus interest will apply until 31 December 2009. From 1 January 2010 the interest rate on the account will be then current standard variable ANZ Business Online Saver interest rate. Fees and charges apply. ² Additional fees and charges apply to ANZ Internet Banking for Business. Please refer to the Business Banking Transaction Accounts Fees and Charges brochure. Fees and charges may be payable on your linked ANZ account(s). ³ Temporary service interruptions may occur. Technical requirements apply. 4 ANZ Business Online Saver is only open to customers who are the account holder of, or signatory to, an eligible ANZ deposit account with ANZ Internet and/or Phone Banking access. Eligible accounts include ANZ accounts include ANZ Business Classic Account, ANZ Business Extra Account, ANZ Business Cash Management Account, ANZ Premium Business Cash Account and ANZ Negotiator Account. For more information, please refer to the ANZ Business Banking Accounts Terms and Conditions and Business Banking Transaction Accounts Fees and Charges brochure. Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the Product Disclosure Statement and the Financial Services Guide before acquiring the product.